About Me
Over 10 Years of Experience Helping Families and Individuals Choose the Right Health Insurance Plan at The Best Cost!
We have worked with more than 10,000 clients! BMT will help you save money and find the best option for your health insurance need.
My Promise to You...
I will always do my best to try and save you money and time providing coverage at the lowest cost. My team believe that agents make the difference. Customers sometimes feel that large companies lose the personal touch. I strive and take pride in the fact that I have a human touch and great industry knowledge to assure my clients are covered with customized, clear policies that exceed their needs.
Frequently Asked Questions
Please note that these FAQs provide general information and it is recommended to consult with a licensed health insurance agent for personalized advice and guidance tailored to your specific needs.
Q: What is health insurance and why is it important?
A: Health insurance is a contract between an individual and an insurance company that provides coverage for medical expenses. It helps protect individuals and families from high healthcare costs, ensuring access to necessary medical services, treatments, and medications.
Q: Are there different types of health insurance plans available?
A: Yes, there are various types of health insurance plans available, including Preferred Provider Organizations (PPOs), Health Maintenance Organizations (HMOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) plans. Each plan has its own network of healthcare providers and specific rules regarding coverage and costs.
Q: How do I determine which health insurance plan is right for me?
A: Choosing the right health insurance plan depends on several factors, such as your healthcare needs, budget, preferred doctors or hospitals, and prescription medications. A health insurance agent can assess your requirements and guide you through the process of selecting the plan that best suits your needs.
Q: How can a health insurance agent help me?
A: Health insurance agents are trained professionals who specialize in navigating the complex world of health insurance. They can assist you in understanding different plan options, comparing coverage and costs, and finding a policy that aligns with your unique healthcare needs and budget.
Q: Can I get health insurance if I have pre-existing conditions?
A: Yes, thanks to the Affordable Care Act (ACA), health insurance companies are prohibited from denying coverage or charging higher premiums based on pre-existing conditions. You have the right to obtain health insurance coverage regardless of your medical history.
Q: How much does health insurance cost?
A: The cost of health insurance depends on various factors, including your age, location, desired coverage, and the insurance company you choose. A health insurance agent can help you explore different options and provide personalized quotes based on your specific circumstances.
Copyright 2023 Gene Fried. This information is provided as general information and is not intended to be specific guidance. The information and opinions expressed herein are from sources believed to be reliable; however, we make no representation as to its accuracy or completeness.